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As a person who participated in Black Friday over the years I never understood why the Friday after Thanksgiving is call Black Friday. In my younger days its was all…

I have been getting many question about boosting your credit rating, therefore I will share my knowledge about this topic. There is one credit rating agency (Experian) that is offering…

When was the last time you reviewed or pulled your credit report? In order to maintain good financial standing, it is especially important that you monitor your credit profile to…

Debt, oftentimes correlated with water, is expressed by saying “I’m drowning in debt.” On the other hand, debt has also been associated with snow as in having a “snowball effect.”…

You should first start by taking an inventory of your assets and liabilities, otherwise known as your Net Worth Analysis. Add up all assets including physical property, money in checking…

Another aspect of financial planning should be ensuring that you manage your debt effectively. You should focus on eliminating personal debt, particularly credit card debt which accounts for some of…