Acts 2:41-47 Those who accepted his message were baptized and about three thousand were added to their number that day. They devoted themselves to the apostles teaching and to the fellowship, to the breaking of bread and to prayer. Everyone was filled with awe, and many wonders and miraculous signs were done by the apostles. […]
Economic Justice From A Biblical Perspective Read More »
I have been talking with many people about investing and investment strategies. In these conversations, I am finding that so many people are in debt which makes it hard to invest because they are living from paycheck to paycheck. For those of you who are in debt and living from paycheck to paycheck, I suggest
Can you really have total peace in your finances? I remember the day I decided to change how I was managing God’s resources. As a Christian, I was managing my money the way the world wanted me too. It was all about accumulating stuff, living in a big house and having several cars. Additionally, people
Can You Have Total Peace In Your Finances? Read More »
As a person who participated in Black Friday over the years I never understood why the Friday after Thanksgiving is call Black Friday. In my younger days its was all about spending to get items that would satisfy my ego like a big screen television. Today, I see many retailers commercials offering huge discounts if
Black Friday: Don’t Bust Your Budget Read More »
I have been getting many question about boosting your credit rating, therefore I will share my knowledge about this topic. There is one credit rating agency (Experian) that is offering a free service to raise your credit score. The other two credit rating agencies are not offering this type of service. This free service allows
Credit Rating: How to Give it a Boost Read More »
When was the last time you reviewed or pulled your credit report? In order to maintain good financial standing, it is especially important that you monitor your credit profile to ensure there are no errors, omissions or evidence of identity theft or fraud. You can get copies of of your report from each of the
Credit Report: Monitor Your Credit Report Read More »
Debt, oftentimes correlated with water, is expressed by saying “I’m drowning in debt.” On the other hand, debt has also been associated with snow as in having a “snowball effect.” I must say to everyone that reads this, this technique does work. I have paid off 2 vehicles and now I am focusing on my
Debt:There’s No Snow in a Debt Snowball Read More »
You should first start by taking an inventory of your assets and liabilities, otherwise known as your Net Worth Analysis. Add up all assets including physical property, money in checking accounts, savings, brokerage and retirement accounts, and vehicles. Secondly determine your total debt or liabilities which includes your mortgage balance, home equity balances, car loans,
Inventory Assets/Liabilities Read More »
Another aspect of financial planning should be ensuring that you manage your debt effectively. You should focus on eliminating personal debt, particularly credit card debt which accounts for some of the highest interest rates you may be paying. Make a list of all your debts and list the interest rate you are paying on each
Have you ever asked yourself “What is a Financial Plan”? Financial planning is the process of establishing personal and financial goals and creating a way to meet them. You will need to establish your own plan which includes 1) Take inventory of your assets versus your liabilities 2) Develop a plan to utilize your existing
Developing a Financial Plan Read More »
